Today, there are different kinds of Insurance companies, which cover a variety of risks—personal damage, fire, theft, etc. In this particular section, we are going to discuss insurance coverage of articles and goods during their transit from one place to another whether by post, rail or road, air or sea. Please quote your Policy No. and any other reference which you deemed necessary clearly in your letter.
1. Letter to insurance company about damage caused by fire:
Dear Sirs,We are sorry to inform you that last night, at around 2.30 p.m., a large part of our godown was gutted in fire. In our rough estimation, the damage is to the extent of Rs. 50,000. Kindly send your representative to estimate the loss and complete the formalities.
Thanking you
Yours sincerely
Ravi Deewan
2. Letter of request for reduction in insurance rates:
We are surprised to see your high rates for insurance coverage of my workshop. We, therefore, request you to cover us to the extent of Rs. 25,000 only. Still, we wouldlike to point it out to you that a reduction in the rate could increase the risk amount considerably.
Thanking you
Yours sincerely
Bimal Roy
3. Letter for insurance claim:
Dear Sir,
I regret to inform the theft of my Maruti Esteem Car No. DL- 9C-3330 insured with you under the above policy. It is a white coloured 2002 model. Please advise me regarding the claim procedure.
Thanking you
Yours sincerely
Chumman Chappu
4. Letter for renewal of a policy:
Dear Sir,
With reference to our above policy, which expires on August 30, 2004 please find enclosed a cheque for Rs. 1,300 for renewing the same for a further period of one year. Please confirm the renewal and send us your official receipt by return post.
Thanking you
Yours sincerely
Jagirdar Singh
5. Letter informing about damaged goods:
Dear Sir,
Please find herewith a copy of the report of the customs authorities regarding medicine bottles worth Rs. 25,000 which we received in damaged condition. Kindly advise us regarding the claim procedure.
Thanking you
Yours sincerely
Chaman Bagga
6. Letter of asking for insurance proposal form:
Dear Sirs,
I am interested in getting myself insured for life. I shall be grateful if you could send me the necessary proposal form. If necessary, please direct your agent to visit my place and guide me in filling up the form, and oblige.
Thanking you
Yours faithfully
Musaddi Lal
7. Reply for above letter:
Dear Mr. Musaddi Lal,
We thank you for letter dated July 29 2004. We have asked our representative Mr. Charan Lal to call on you on Monday, 2nd August 2004, to advise you on the filling up of proposal form. Meanwhile we are sending you a copy of our prospectus to enable you to have a preliminary idea of life insurance policies.
Thanking you and assuring you of our best service.
Yours faithfully
Ravi Roy
Branch Manager
8. Letter from insurance agent reminding about the proposal form:
Dear Roshan Lal,
It is about a month now, since I visited you in response to your call regarding your intention to draw out a life insurance policy, but have not yet heard from you regarding follow up action on your part. I take this opportunity for reminding you the same and reiterate that it is simply in your lager interests to insure your life. If you are not clear on any point please let me know. I will be glad to call on you again to assist you in making up your mind.
Thanking you
Yours faithfully
Keval Shah
9. Reply to the above letter:
Dear Sir,
I thank for your reminder, but I would like to say that I have already sent to you the proposal form, duly filled, for an insurance of Rs. 25,000 I hope you will find the same in order.
Thanking you
Yours truly
Keval Shah
10. Reminder for premium remittance:
Dear Sir,
Yours quarterly premium to Rs. 918 on your above referred policy, falls due on 20th April of this month. You are requested to remit the amount within a period of one month.
Thanking you
Yours faithfully
Mehul Kumar
Branch Manager LIC
11. Letter for insurance of goods in transit:
Dear Sir,
We would be glad if you provide cover for 10 boxes of readymade garments valued at Rs. 60,000 in transit from Mumbai to Germany. Please send us the necessary proposal form.
Thanking you
Yours truly
Virendra Shah
12. Letter for proof of age:
Dear Sir,
I have insured my life with you under the policy quoted above. From the policy document, however I find that you have not admitted my age. I am at loss why you have done so in view of the fact that in all my three policies, taken out earlier, my age has been shown as admitted. I hope you will correct the mistake and intimate me.
Thanking you
Yours faithfully
Gajraj Singh
13. Letter for asking loan against insurance policy:
Dear Sir,
I hold the above insurance policy on my own life, and have paid premiums uptodate. Now I want to draw a loan against my policy. Would you please let me know how much loan I can draw and on what terms.
Thanking you
Yours truly
Mewar Singh
14. Letter for claim against a policy:
Dear Sir,
I regret to inform your that my husband, Mr. Narain Swamy, who had taken out the above-quoted policy met with a fatal accident last week. As I am the sole heir to his policy I have to fill my claim as the same. I shall be obliged if the necessary claim is paid to me at an early date.
Thanking you
Yours faithfully
Rama Swamy
15. Letter asking L. I. C. for surrender value:
Dear Sir,
I am insured with you against policy No. 30049 for
Rs. 25,000. So, far I have paid 20 quarterly premiums regularly. Since I desire to surrender the policy now, I shall be grateful if you please quote the present surrender value of the same.
Thanking you
Yours faithfully
Joy Sehwag
16. Letter for nomination inquiry :
Dear Sir,
I am insured with you under my policy refered to above and shall be obliged if you please advise me as to how I should nominate my policy to my husband.
Thanking you
Yours truly
Smt. Rekha Yadav
17. Reply for the above letter:
Dear Mrs. Yadav,
We are in receipt of your letter dated 7th May, 2004, in connection with the nomination of your policy. We advice you to go through the enclosed specimen form of nomination and act as specified therein. After this, please send the policy back to us to register the nomination in our books.
Yours truly
Babulal Verma
(Branch Manager)
18. Letter for insurance of goods:
Dear Sir,
We would like to insured the goods as per list enclosed herewith, to the name of Narayan Suppliers all the goods are to be insured against all risks. And please let me know your procedure and insurance amount, for that we shall send our cheque of full payment.
Thanking you
Yours truly
Sunil Parihar
19. Letter for claim about damaged caused by earthquake:
Dear Sir,
We are sorry to inform you that last evening, at around 5.30 p.m, a large part of our complex was gutted by earthquake. In our rough estimate, the damage is to extent of Rs. 5,77,000. Kindly send your agent to estimate the loss and complete the formalities.
Thanking you
Yours faithfully
Vardan Singh
20. Letter about maturity of the policy:
Dear Sir,
We have a great pleasure to inform your life insurance policy as mentioned above, will be mature on August 30, 2004. We enclosed herewith some papers for official work, so please fill them properly and return them to us.
Thanking you
Yours faithfully
Kundan Lal Verma
Branch Manager
